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Auto Loans

Switch Your Vehicle Loan to First Choice America and Start Saving With:

Rates as Low as 3.99%APR*

    Affordable Payment   
    Options

No Application Fees or Other Hidden Charges

$100 Cash Just for Switching

Just bring in your VIN Number, Insurance Information, and
Contact Information from Your Current Financial Institution!

*APR=Annual Percentage Rate.  All loans subject to credit approval.  3.99% APR is based on 2009-2010 vehicles financed for 36 months.  Rates effective 4-1-10.  Rates subject to change.  Additional rates and terms available.  $100 cash applies only to approved vehicle and motorcycle loans.  Not applicable to commercial use vehicles. This offer is good for 2004-2010 vehicles on approved new loans or refinanced loans from other financial institutions. $100 cash may be subject to income tax.  Please consult your tax advisor.  Limited time offer.  Federally insured by NCUA.  Membership eligibility required.

If an Auto Loan is what you are looking for, we have the rates and terms to fit your needs. Rates Effective April 1, 2010.   

New Vehicle Financing - 100% Financing
Term Daily Periodic Rate APR
36 Months .0109315% 3.99% APR
48 Months .0123014% 4.49% APR
60 Months .0131233% 4.79% APR
66 Months .0133973% 4.89% APR
72 Months .0136712% 4.99% APR
Used Vehicle Financing
2009 - 100% Financing
Term Daily Periodic Rate APR
36 Months .0109315% 3.99% APR
48 Months .0123014% 4.49% APR
60 Months .0131233% 4.79% APR
66 Months .0133973% 4.89% APR
2008 - 100% Financing
Term Daily Periodic Rate APR
36 Months .0114795% 4.19% APR
48 Months .0128493% 4.69% APR
60 Months .0142192% 5.19% APR
2007 - 100% Financing
Term Daily Periodic Rate APR
36 Months .0120274% 4.39% APR
48 Months .0133973% 4.89% APR
60 Months .0147671% 5.39% APR
2006 - 90% Financing
Term Daily Periodic Rate APR
36 Months .0161370% 5.89% APR
48 months .0164110% 5.99% APR
Financing up to 36 months for 2004 & 2005
90% financing for 2004 & 2005
Year Daily Periodic Rate APR
2005 .0172329% 6.29% APR
2004 .0177808% 6.49% APR

First Choice America offers an Auto Check through Carfax.  For more information click on the following link: About Carfax

All loans are subject to credit approval.