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Saving Accounts

Each member of First Choice America must maintain $5.00 in their savings account to remain a member.

First Choice America Community FCU offers a tiered rate structure for savings accounts.  Members are rewarded with higher dividend rates as they reach specified levels of savings.

Our goal is to encourage thrift among our members through systematic savings.

 

The annual percentage yields are accurate as of the last dividend declaration date and are subject to change at any time.

Regular Savings Accounts Rates
Effective April 1, 2008

Average Daily Balance

Rate

APY

$50,000.00  -   And Over

1.125%

1.13%
40,000.00  -   49,999.99

1.000%

1.00%
10,000.00  -   39,999.99

.875%

.88%
5,000.00 -     9,999.99

.750%

.75%

  100.00  -     4,999.99

.500%

.50%

*$3.00 fee may be assessed if average quarterly balance is less than $15.00 
*Dividends are compounded and credited quarterly on average daily   balances of $100.00 or more

Cool Kids Cash Club

First Choice America Community Federal Credit Union offers a unique club especially for children through age 12.  Children receive gifts when depositing and special contests are scheduled throughout the year.  The dividend rates and APYs on these accounts are based on the same tiers as regular share accounts, except dividends are compounded and credited quarterly on average daily balances of $5 or more.

Enroll your child or grandchild in the
 Cool Kids Cash Club today!